American Express Business Gold Card: 200,000-Point Bonus (Worth $2,000+)

If you have a big business expense coming up, this is one of the best short-term card offers you’ll find in 2025. Right now, the American Express® Business Gold Card is offering 200,000 Membership Rewards® points — worth over $2,000 in travel or rewards value — after you spend $15,000 in the first 3 months.

Offer Highlights

• Welcome Bonus: 200,000 Amex Membership Rewards points after $15,000 spend in 3 months

• Estimated Bonus Value: $2,000+ (based on average travel transfer value)

• Annual Fee: $375

• Monthly Credit: $20 back each month at eligible office supply stores (up to $240 annually)

• Earning Rates:

  • 4X points on your top 2 business categories each billing cycle (up to $150,000/year combined)

  • 1X point on all other purchases

• Foreign Transaction Fees: None

Apply directly with Amex (non-referral link):
👉 https://www.americanexpress.com/us/credit-cards/business/

Why This Offer Is a Big Deal

This 200K bonus is one of the largest we’ve seen for the Amex Business Gold Card. If you already plan to spend $15,000 on business purchases in the next three months, this is a fantastic opportunity to earn over $2,000 in rewards value with little extra effort.

The 4X points automatically apply to your top spending categories — like gas, restaurants, tech, and advertising — so you don’t have to track or choose categories manually.

While the $375 annual fee might seem high, the $20/month office supply credit helps offset it by up to $240 each year.

Short-Term Strategy: Not a Long-Term Keeper

To be transparent, this is not a card I’d personally keep long-term. The ongoing rewards are decent, but the true value is in the huge upfront bonus.

If you have a large expense or project in the next few months, it’s an easy way to cash in on a massive one-time bonus. Once you’ve earned the points and used the credits, you can reevaluate whether it’s worth keeping beyond year one.

Who This Card Makes Sense For

• Business owners or freelancers expecting at least $15K in near-term spend

• Those who can easily use the monthly $20 office credit

• People who value flexible Amex points for travel or transfers

• Cardholders who want short-term value rather than a card to hold indefinitely

Final Thoughts

The Amex Business Gold Card is offering an incredible limited-time bonus that’s perfect for business owners with upcoming expenses. If you can meet the $15,000 spend requirement, this is one of the best short-term opportunities to earn a massive return — worth potentially more than $2,000.

Again, this is not a referral link — I’m sharing the public Amex offer because it’s better than any current referral bonus.

👉 Apply directly here: https://www.americanexpress.com/us/credit-cards/business/