How to Easily Turn Your Amex Platinum Resy Credit into $400 of Free Food a Year

The Easiest Way to Claim Your $400: The Gift Card Hack

The American Express Platinum card just got a major upgrade: a $100 dining credit every quarter at restaurants on the Resy platforms. That adds up to $400 in free food every year!

But let’s be honest—finding a specific restaurant and remembering to use the credit every three months can be a hassle.

What if there was a way to claim all $400 with just a few clicks from your computer? I recently discovered a simple hack that does exactly that, and I can confirm it works perfectly.

Here’s your step-by-step guide to making the most of this fantastic perk.

The secret is simple: many restaurants sell gift cards directly on their websites. When you buy one, the charge often codes the same way as a dining charge with American Express, which triggers the Resy statement credit.

I used this exact method to get my $100 credit. Here’s how you can do it too.

Step 1: Find a Restaurant That Sells Gift Cards Online

Start by browsing the list of Resy restaurants in your city. Check their websites to see which ones sell digital or physical gift cards online.

Step 2: Make a Small Test Purchase (This is Crucial!)

Don’t skip this step! Some restaurants use third-party systems for gift cards that don’t trigger the Amex credit.

A small test purchase ensures you won’t waste your full $100.

Here’s what I did: I bought a **5giftcard∗∗fromalocalrestaurant’swebsite.Afewdayslater,a5giftcard∗∗fromalocalrestaurant’swebsite.Afewdayslater,a5 Resy credit appeared on my Amex statement. That was the green light to proceed.

Step 3: Get the Full $100 Credit

Once your test purchase works, go back to the same restaurant’s website and buy a $100 gift card.

Within a few days, the full $100 Resy dining credit should appear on your Amex account.

That’s it! You’ve now turned your quarterly dining credit into a flexible gift card you can use anytime, give as a gift, or save up for a special occasion.

Is the Amex Platinum Card Worth It?

The Platinum Card from American Express does have a high annual fee (695–695–895 depending on version), but for frequent travelers and city dwellers, the benefits can add up to far more than the cost.

This new $400 annual Resy credit alone covers a big chunk of the fee.

On top of that, you get:

• Access to Centurion Lounges, Delta Sky Clubs, and Priority Pass lounges

• $200 annual hotel credit

• $200 annual airline fee credit

• $200 in annual Uber Cash

• Elite status benefits and travel insurance protections

• And much more…

For the right person, the card can easily pay for itself every year.

Grab a 175,000 Point Welcome Bonus!

If you’ve been thinking about the Amex Platinum, this new Resy credit makes the timing even better.

Right now, you can get up to 175,000 Membership Rewards points as a welcome bonus through my personal referral link. That’s potentially worth thousands of dollars when redeemed for travel through Amex partners.

👉 Claim Your 175,000 Point Bonus and Apply Here

Disclaimer: I may receive a referral bonus if you are approved through my link. Thank you for your support!