American Express Platinum Rumored to Increase Annual Fee to $895 – Last Chance at $695

The American Express Platinum Card® is one of the most premium rewards cards on the market, but major changes appear to be coming. Rumors suggest that the annual fee will increase from $695 to $895 in 2025.

That’s a $200 jump—but Amex is also expected to add new and enhanced benefits that could provide extra value. If you’ve been waiting to apply, today may be the last chance to lock in the lower $695 fee and grab a welcome bonus worth up to 175,000 Membership Rewards® points.

👉 Apply here for the Amex Platinum before the annual fee increases

Rumored New Amex Platinum Benefits in 2025

Based on reports, here’s what may be changing with the Platinum Card:

$400 Resy Dining Credit (New)

• Split into $100 quarterly credits

• Usable at eligible Resy restaurants

$600 Semi-Annual Hotel Credit (Increased)

• A boost from the current $200 annual hotel credit

• Fine Hotels + Resorts (FHR): any stay qualifies

• The Hotel Collection (THC): requires a minimum 2-night stay

$200 Uber Cash (Unchanged)

• Monthly Uber Cash deposits

• Can be used for rides or Uber Eats

$120 Uber One Credit (New)

• Covers an annual Uber One membership

• Free delivery + exclusive discounts

Possible Lululemon Credit (Rumored)

• May add a lifestyle perk for activewear purchases

Why You Should Apply for the Amex Platinum Now

If you’re on the fence, here are two big reasons to act today:

1. Lock in the current $695 annual fee before it jumps to $895.

2. Earn up to 175,000 Membership Rewards points through my referral link.

👉 Apply here for the current Amex Platinum offer

💡 Pro tip: Try the application link in both a regular browser and an incognito/private browser—Amex often shows different welcome bonuses.

Is the Amex Platinum Worth $895?

The potential Amex Platinum annual fee increase may seem steep, but with expanded dining, hotel, and lifestyle credits, many cardholders could still come out ahead. Frequent travelers and food lovers may find even more value than before.

That said, the smartest strategy is to:

• Apply now at the $695 fee

• Grab the huge welcome bonus

• Enjoy the current benefits before new credits roll out

👉 Apply now before the Amex Platinum fee increases