Great Sign-up Bonuses On Chase IHG Premier & Traveler Cards

UNITED STATES

Timothy D

9/5/20252 min read

Chase has a great sign-up bonus on the Chase IHG Premier and Traveler Cards

  • IHG Premier: Earn 165,000 bonus points after spending $3,000 in the first 3 months.

  • IHG Traveler: Earn 2 Free Nights— up to 50k points per night plus 40,000 bonus points after spending $2,000 in the first 3 months.

I personally have the IHG Premier card as it offers a free night certificate every year (up to 40k points per night) which is a great deal as you can't often find good hotels for less than the $99 annual fee these days.

You can apply for the cards here:

https://www.ihg.com/onerewards/content/us/en/creditcard

No referral link as the referral offer isn't as good as this offer.

Please see the detailed benefits of each card below:

🌍 IHG One Rewards Traveler Credit Card (No Annual Fee)
  • Annual Fee: $0

  • Points Earn Rate at IHG Hotels: Up to 17X total per $1 (5X card + 10X base + 2X Silver Elite)

  • Other Points Earn Rate: 3X on utilities, gas, dining; 2X on all other purchases

  • Elite Status (Automatic): Silver Elite, as long as card is open

  • Elite Status with Spend: Gold Elite after $20,000 spend in a calendar year + 1 purchase

  • Free Night: None

  • 4th Night Free: Yes, on award stays of 3+ nights (pay with points)

  • Spend Bonus: 10,000 bonus points after $10,000 spend each year

  • Discount on Points: 20% off when buying IHG points

  • Travel & Purchase Protections: Trip cancellation/interruption, baggage delay, lost luggage reimbursement, travel accident insurance, purchase protection, extended warranty, auto rental collision coverage, fraud protection

  • Foreign Transaction Fees: None

  • Events & Experiences: Access to exclusive IHG events and experiences

🏨 IHG One Rewards Premier Credit Card ($99 Annual Fee)
  • Annual Fee: $99

  • Points Earn Rate at IHG Hotels: Up to 26X total per $1 (10X card + 10X base + 6X Platinum Elite)

  • Other Points Earn Rate: 5X on travel, gas, dining; 3X on all other purchases

  • Elite Status (Automatic): Platinum Elite, as long as card is open

  • Elite Status with Spend: Diamond Elite after $40,000 spend in a calendar year

  • Anniversary Free Night: Yes — worth up to 40,000 points (can add points for higher-tier hotels)

  • 4th Night Free: Yes, on award stays of 3+ nights (pay with points)

  • Spend Bonus: $100 statement credit + 10,000 bonus points after $20,000 spend each year

  • Discount on Points: 20% off when buying IHG points

  • Credits & Perks:

    • Up to $120 Global Entry / TSA PreCheck credit every 4 years

    • Up to $50 United TravelBank credit annually (after linking United MileagePlus account)

  • Travel & Purchase Protections: Trip cancellation/interruption, baggage delay, lost luggage reimbursement, travel accident insurance, purchase protection, extended warranty, auto rental collision coverage, travel emergency assistance, fraud protection

  • Foreign Transaction Fees: None

  • Events & Experiences: Access to exclusive IHG events and experiences

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