💳 Revolut Plans Compared: Which Package Is Best for You in France?

If you’re new to France or looking for a modern way to manage your money, Revolut is one of the best choices out there, especially for American citizens who are not accepted at traditional online banks like Fortuneo and Boursobank. You can set up an account in just a few minutes on your phone, and Revolut gives you a French IBAN — making it simple to get paid, set up direct debits, and integrate into French life.

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But which Revolut package should you choose? Let’s break down the different Revolut plans, their FX (foreign exchange) benefits, included credit cards, and the free partner subscriptions.

🆓 Revolut Standard (Free)

Best for: Students, newcomers, and light users.

• Credit card included: Standard debit card (free, plastic). Virtual cards also available.

• FX benefits: Up to €1,000/month fee-free Mon–Fri, €200/month ATM withdrawals.

• Extras: French IBAN, budgeting tools, no free subscriptions.

💡 I personally went with the Standard package because I already have a premium credit card for free with Fortuneo. This way, I still get a French IBAN and Revolut’s multi-currency features without paying extra.

💙 Revolut Plus (~€3.99/month)

Best for: Everyday users who want extra protection.

• Credit card included: Exclusive Plus card design (plastic).

• FX benefits: Up to €3,000/month fee-free Mon–Fri, reduced weekend fees.

• Extras: Purchase protection, priority support, no major free subscriptions.

💡 Good if you shop online frequently and want extra protection on purchases.

💎 Revolut Premium (~€9.99/month)

Best for: Travelers and frequent spenders.

• Credit card included: Premium card options (exclusive designs, express shipping).

• FX benefits: Unlimited weekday FX, €400/month ATM withdrawals free.

• Extras:

  • Free partner subscriptions (Headspace, Freeletics, NordVPN, Tinder Plus, Sleep Cycle, Picsart Gold).

  • Travel insurance (medical + winter sports).

💡 Great for expats and travelers who want unlimited FX + bundled lifestyle apps.

🥇 Revolut Metal (~€16.99/month)

Best for: High spenders, digital nomads, frequent travelers.

• Credit card included: Exclusive Metal card (steel, premium look & feel).

• FX benefits: Unlimited FX, €800/month ATM withdrawals free, better transfer rates.

• Extras:

  • Cashback (0.1% in Europe, 1% outside).

  • Financial Times Standard Digital subscription.

  • Concierge service, premium insurance.

💡 Ideal if you want cashback + a premium card design with lots of travel perks.

👑 Revolut Ultra (~€45/month)

Best for: Executives and VIPs.

• Credit card included: Ultra-exclusive card design with highest-tier perks.

• FX benefits: Unlimited FX, €2,000/month ATM withdrawals free, top savings interest.

• Extras:

  • Financial Times Premium Digital.

  • Airport lounge access, eSIM data, luxury partner services.

  • Elite concierge, full travel insurance.

💡 Tailored for those who want the absolute maximum in lifestyle and travel benefits.

🎯 Which Revolut Plan Should You Choose?

• Standard → Best for newcomers, students, and anyone who already has another premium card (like me with Fortuneo).

• Plus → For everyday users who want extra protection.

• Premium → For frequent travelers who value unlimited FX and free subscriptions.

• Metal → For digital nomads and high spenders who want cashback and the iconic Metal card.

• Ultra → For executives who want VIP perks and luxury services.

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