Mondassur Insurance for Expats Moving to France (2026)

If you're planning to move to France on a VLS-TS Long-Stay Visitor Visa, one of the most important requirements is having visa-compliant health insurance.

Many expats quickly discover that navigating health insurance options for France can be confusing. You need coverage that meets visa requirements, protects you during your first months in the country, and ideally doesn’t cost a fortune.

For years, many of my readers have chosen Feather Insurance because of its strong coverage and simple online signup process.

However, I’m excited to introduce a new partnership with Mondassur, one of the leading providers of expat health insurance for France.

Mondassur offers lower monthly premiums and additional coverage options for older expats, making it an excellent alternative for many people moving to France.

In this guide, we’ll cover:

• Why health insurance is required for a French long-stay visa

• How Mondassur compares with Feather Insurance

• Who Mondassur insurance is best for

• How to access visa-compliant plans starting around €30 per month

Why Health Insurance Is Required for Moving to France

If you are applying for a VLS-TS Long-Stay Visitor Visa, French immigration requires proof that you have private health insurance valid in France.

Your insurance policy typically needs to include:

• Medical coverage in France

• Hospitalization coverage

• Emergency treatment

• Repatriation coverage

• Coverage valid for the entire visa duration

This requirement exists because new arrivals are not immediately eligible for the French public healthcare system (CPAM).

Once you move to France, you may eventually qualify for PUMA (Protection Universelle Maladie) through CPAM, but registration often takes several months. You can see my guide on registering for the CPAM here

In larger cities like Paris, Lyon, Bordeaux, or Nice, it is common for expats to wait four to six months or longer before their CPAM coverage becomes active.

During that waiting period, private expat health insurance is essential.

Introducing Mondassur Expat Insurance

To give readers more options for France visa health insurance, I recently partnered with Mondassur, a well-known international insurance provider specializing in expat coverage.

Mondassur offers visa-compliant insurance plans specifically designed for foreigners moving to France.

These policies meet the requirements for a VLS-TS Long-Stay Visitor Visa and provide medical protection while you wait to register for the French healthcare system.

One of the biggest advantages of Mondassur is the affordable monthly premiums, with plans starting at around €30 per month depending on your age and coverage level. These lower rates come with a minimum 12 month commitment.

Mondassur offers four levels of coverage, allowing you to choose the level of protection that best fits your needs and budget.

You can view the available Mondassur plans here:

https://mondassur.welcomeprotection.com/?p=bemon

Mondassur vs Feather Insurance for Expats

Both Mondassur and Feather Insurance are popular choices among expats moving to France.

However, they are designed with slightly different priorities in mind.

Mondassur generally focuses on affordable visa-compliant coverage, making it attractive for people who want a lower monthly premium.

The trade-off is that Mondassur plans typically have lower maximum coverage and require a 12-month commitment.

Feather Insurance, on the other hand, offers higher coverage limits and more flexibility, at a somewhat higher monthly cost which is offset by the ability to move to a Mutuelle once you are registered with the CPAM.

Another key difference is age eligibility.

Feather is a fantastic option for many expats, but its policies are not always available for applicants in older age groups, with current plans being offered only through age 75.

Mondassur fills that gap by offering insurance options for expats between the ages of 75 and 90, which can be difficult to find elsewhere.

If you'd like to compare Feather's plans, you can explore them here:

https://feather-insurance.com/en-fr/health-insurance/expat?utm_source=mybestmoneylife

When Mondassur Is the Best Choice

Mondassur can be a particularly good fit for several types of expats moving to France.

Expats Waiting for CPAM

Many new residents assume they will quickly gain access to the French healthcare system, but in reality, CPAM processing times can take months.

If you're moving to a larger city, delays of four to six months are common.

Mondassur provides an affordable way to maintain visa-compliant coverage during that waiting period.

Budget-Conscious Expats

If you are trying to minimize your monthly expenses while settling in France, Mondassur's lower premiums can be very attractive.

Plans starting around €30 per month make it one of the most affordable options available for long-stay visa insurance.

Retirees and Older Expats

One of the biggest challenges for retirees moving to France is finding insurance that will accept older applicants.

Many providers limit eligibility based on age.

Mondassur offers coverage options for applicants between 75 and 90, making it one of the few viable insurance options for older expats applying for a long-stay visa for France.

Mondassur Plan Options

Mondassur offers four visa-compliant insurance tiers, with pricing that generally ranges from about €30 per month up to approximately €108 per month.

Each tier increases the level of reimbursement and overall coverage limits.

All plans are structured to satisfy French visa health insurance requirements, which makes them suitable for applicants seeking a VLS-TS Long-Stay Visitor Visa. Not all plans are eligible for all age groups. The Schengen Visa Insurance Access plan is the only plan that covers ages 75-90 for example.

To explore the available plans and pricing, you can view the options here:

https://mondassur.welcomeprotection.com/?p=bemon

When Feather Insurance May Be the Better Option

While Mondassur is a great solution for many expats, Feather may be the better choice if you prioritize higher coverage levels or policy flexibility.

Feather policies often include:

• Higher reimbursement limits

• More flexible policy structures

• No long-term commitment requirements

If you prefer a plan with maximum coverage rather than the lowest price, Feather would be my recommendation.

You can compare Feather insurance options here:

https://feather-insurance.com/en-fr/health-insurance/expat?utm_source=mybestmoneylife

My Goal: Give Expats Moving to France More Insurance Options

Moving to France involves navigating visa rules, healthcare requirements, and financial planning.

One of the biggest challenges many readers face is simply finding reliable insurance providers that meet visa requirements.

That’s why I added Mondassur as a partner alongside Feather.

This allows readers to compare two reputable providers and choose the one that best fits their situation, whether that means:

• Lower monthly premiums

• Coverage for older applicants

• Higher reimbursement limits

• Flexible policies

Having more options makes it easier to find the right health insurance for your move to France.

Questions About the France Visa Process?

If you have questions about:

• The VLS-TS Long-Stay Visitor Visa

• Health insurance requirements for France

• Registering for CPAM

• Planning your move to France

Feel free to reach out.

You can contact me directly at:

mybestmoneylife@gmail.com

I’m always happy to help readers navigate the process of moving to France and setting up their new life abroad.

Final Thoughts

Finding the right expat health insurance for France is one of the most important steps in preparing for your move.

Both Mondassur and Feather provide strong options for expats applying for a French long-stay visa.

Mondassur stands out for its affordable monthly premiums and coverage for older expats, while Feather offers higher coverage limits and greater flexibility.

By offering both options, my goal is to help readers find the insurance plan that best fits their budget, visa requirements, and long-term plans in France.

If you're preparing your visa application, securing the right insurance policy early can make the process much smoother.

You can explore the options below.

Mondassur Plans
https://mondassur.welcomeprotection.com/?p=bemon

Feather Insurance Plans
https://feather-insurance.com/en-fr/health-insurance/expat?utm_source=mybestmoneylife

Affiliate Disclosure: This article contains referral links. If you purchase insurance through these links, I may receive a commission at no additional cost to you. These commissions help support My Best Money Life and allow me to continue providing free information about moving to France and navigating the visa process. I only recommend services that I personally believe are useful for expats.