E*TRADE Premium Savings Bonus: Earn Up to $1,000 + 3.75% APY (Use Code SAVE26)

If you have extra liquidity and want a short-term high-yield parking spot, the new E*TRADE Premium Savings bonus offer is worth considering.

For a limited time, you can earn up to $1,000 in bonus cash when you open a new E*TRADE Premium Savings account and enter promo code SAVE26 at signup.

You must open your account by March 11, and you have 30 days to fund after opening to qualify. In addition to the cash bonus, E*TRADE is offering a guaranteed 3.75% APY for 6 months on new Premium Savings accounts.

E*TRADE Premium Savings Bonus Tiers (Code SAVE26)

Your bonus depends on how much you deposit:

• Deposit $25,000–$49,999 and earn a $100 bonus

• Deposit $50,000–$99,999 and earn a $200 bonus

• Deposit $100,000–$199,999 and earn a $400 bonus

• Deposit $200,000 or more and earn a $1,000 bonus

This promotion is only available for new E*TRADE Premium Savings accounts, and the promo code SAVE26 must be entered at account opening.

3.75% APY Guaranteed for 6 Months

Beyond the signup bonus, the standout feature here is the 3.75% APY guaranteed for six months. If you’re rotating large cash balances between savings bonuses, that guaranteed rate provides short-term stability while you collect the bonus.

After the six-month promotional period, the rate becomes variable.

No Referral Boost — Unlike Marcus

It’s important to note that this E*TRADE offer does not include a referral rate boost.

That’s different from the current promotion at Marcus by Goldman Sachs, which offers up to $1,500 plus a 1% referral APY boost. For most people who haven’t opened Marcus before, the Marcus deal is likely stronger overall. You can find the details on the Marcus offer here

However, if you’ve already taken advantage of Marcus or already have your liquidity there, this E*TRADE Premium Savings bonus can be a strong secondary play.

Who Should Consider This Offer?

This is a solid opportunity if:

• You already completed the Marcus offer

• You have excess liquidity to deploy

• You want a guaranteed 6-month rate

• You’re stacking short-term bank bonuses

I personally opened an account and will be using this offer since I couldn’t redeploy additional funds into Marcus which already had all my liquidity.

Final Thoughts

The E*TRADE Premium Savings SAVE26 promotion is a straightforward savings bonus play: open by March 11, fund within 30 days, deposit enough to hit your preferred bonus tier, and lock in 3.75% APY for six months.

If you have cash ready and already optimized the Marcus opportunity, this could be an excellent short-term home for your liquidity. If you haven't taken advantage of the Marcus offer, I would start there and then take advantage of this E*Trade offer.